Contrary to popular belief, retirement is more of a dollar amount than it is an age-based milestone. I believe that retirement can be viewed as a period of time in your life where your use of capital - time, money, and energy - is best aligned with your desires.

He'd become used to spending money without thinking twice about the impact so when he started losing income from not posting on YouTube, his personal finances took a major hit. Since this could happen to anyone, these are a few strategies you can use to remove the stress around money and avoid getting in a tough spot financially.

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One of the easiest ways to determine if you should be investing in cryptocurrency is knowing whether or not the money you contribute would have an impact on your financial situation if it went to $0. Meaning if you only have a little bit of money saved for retirement and don't have an emergency fund, you probably shouldn't be investing in crypto because there are more impactful things to be doing with your money.

General advice recommends that you have 3-6 months of living expenses saved. However after what we've experienced in the past year, I'm starting to lean more towards 6-12 months.

If you only have a little bit of low-interest debt, prioritizing investing generally makes sense because you may be able to earn higher returns in the stock market than the low interest rates on the debt.